## Q62 key (Amendment Effective Date)

1. Arlo's May 15 enrollment and June 15 renewal are governed by the former Act. Each alleged violation carries the former $200 remedy, and both are timely under the retained two-year period when filed August 1, 2026. Total viable statutory damages for Arlo are $400. Missed: the amended $500 remedy is applied retroactively or timely old claims are discarded under the new one-year period.
2. Bina's agreement predates the amendment, but the July 3 renewal is a separate post-effective event governed by the amended Act and its $500 remedy. The one-year period expired July 3, 2026, so the August 1 complaint is untimely. Missed: agreement date replaces the expressly selected renewal date, or an expired claim is valued at $500.
3. Cato's cancellation request was received June 30, so the former Act governs the request and July 2 repetition of the refusal does not move the violation date. Requiring a disclosed phone method was permissible under the former version. The July 4 renewal is governed by the amendment, but its one-year period expired July 4, 2026. No Cato claim remains viable. Missed: the response date is used to manufacture a new cancellation duty or continuing violation.
4. Drea's September 10 cancellation refusal and September 15 renewal are separate amended-Act violations. Both fall within one year of the August 1, 2026 filing and carry $500 each, for $1,000 total. Missed: connected events are collapsed into one violation or the preexisting-relationship theory displaces the transition text.
5. Filing date does not select substantive law, and later renewals do not revive earlier expired events. The amendment applies to post-July renewals and requests under old agreements exactly as stated, not to the relationship as a whole. Missed: both sides' all-or-nothing theories override event-specific clauses.
6. Viable claims total $1,400: Arlo $400 and Drea $1,000. Bina and Cato should be dismissed on limitations, with Cato also failing on the cancellation method under former law. Missed: Northwind settles or reserves against $2,000 or more of claims the transition rules defeat.
7. Answer claim by claim, move to dismiss Bina and Cato, contest no more than the supported Arlo and Drea violations, and use the $1,400 statutory total as the settlement baseline before fees or any separately supplied remedy. Missed: an overbroad defense sacrifices credibility on the two live claims.